How can Protect Fortunes help me reduce my business taxes?

Protect Fortunes reviews your current business structure, income streams, and deductions, then designs a tax strategy blueprint to legally reduce your tax bill—often by restructuring entities, using advanced life insurance strategies, and repositioning money you are already spending.

What is Indexed Universal Life Insurance (IUL) and how does it build wealth?

Indexed Universal Life Insurance is a type of permanent life insurance that offers a death benefit plus the potential to grow cash value based on a market index, with downside protection. With the right design, it can provide tax-advantaged cash value growth and tax-free income in retirement.

Who is Protect Fortunes best suited for?

Protect Fortunes primarily serves business owners, high-income professionals, and families who want to reduce taxes, create tax-free retirement income, and build generational wealth in a legally compliant way.

Do you only work with clients in Minnesota?

Although our office address is in Minneapolis, Minnesota, we work with clients across the United States through virtual meetings, phone calls, and secure digital tools.

How do I get started with Protect Fortunes?

Getting started is simple: request your free Tax Strategy Blueprint or schedule a consultation through the contact form on ProtectFortunes.com. We will review your situation, discuss your goals, and outline a customized strategy before you decide to move forward.

Reduce Your Business Taxes & Build Tax-Free Wealth — Legally and Strategically

Stop overpaying. Start protecting your money.

Most business owners overpay the IRS without realizing it. With the right structure, you can legally reduce your business taxes, keep more of your profits, and build long-term tax-free wealth

Book Free Consultation

Request Your Personalized Tax Strategy Blueprint

Why Most Business Owners Overpay Taxes

If you’re earning more, you should not be paying more. The U.S. tax code rewards business owners who plan ahead — not those who simply file every April.

At Protect Fortunes, we specialize in strategies that help:

LLC, S-Corp, and C-Corp owners
High-income professionals
Real estate investors
Independent contractors & 1099 earners
Families building generational wealth
Anyone looking to legally reduce their tax burden

Our tax planning helps you protect your income, maximize deductions, and redirect taxes into wealth-building assets.

How James Saved Over $60,000 in Taxes

James, a Minnesota auto-business owner, crossed seven figures in revenue — but watched more than $90,000 a year disappear into taxes.

After enrolling in our Tax Strategy Program:

He reduced his tax liability nearly 70%
Reallocated over $60,000 into equipment, marketing, and savings
Increased cash flow and business growth
Gained financial confidence and peace of mind

“For the first time, I felt in control of my money again.”

You can achieve similar results — legally and strategically.

Request Your Personalized Tax Strategy Blueprint

Get clarity on how to lower your taxes before making any commitment. Your custom blueprint will show:

How to reduce your current business taxes
What deductions you’re missing
How to structure your entity properly
How to reposition money you already spend
How to start building tax-free wealth

What We Do

Smart Tax Planning That Protects Your Income and Builds Long-Term Wealth

Protect Fortunes helps clients reduce taxes using IRS-approved strategies, including:

We design simple, legal, and effective plans using

Advanced tax planning
Entity structuring
Indexed Universal Life (IUL) strategies
Retirement tax planning
Executive compensation solutions
Wealth preservation structure

You don’t need tricks — you need a smart plan.

We work with clients nationwide, including:

Business owners (LLC, S-Corp, C-Corp)
High-income professionals
Independent contractors & 1099 earners
Real estate investors
Families building generational wealth
Anyone overpaying taxes without a long-term plan

If you are earning more… You shouldn’t be paying more.

Who We Serve

We help professionals and business owners in all 50 states:

Small & mid-sized business owners
Doctors, dentists, and medical professionals
Real estate professionals
Trucking & logistics owners
Consultants, IT contractors, and agency owners
High-income W-2 earners preparing to transition into business ownership

If you’re looking to reduce taxes and grow wealth, we can help.

Our Core Services

Tax Strategy Blueprint

A personalized plan that shows:

✔ How to reduce business taxes
✔ What deductions you’re missing
✔ How to restructure your entity
✔ How to reposition money you already spend
✔ How to start building tax-free wealth

You’ll know exactly what to change — before you commit to anything.

Indexed Universal Life (IUL) Wealth Strategy

We design IUL plans the way the wealthy use them:

✔ Tax-free cash value growth

✔ Tax-free retirement income

✔ Downside protection

✔ Legacy & generational wealth benefits

No stock market risk. Just smart tax code engineering.

Executive Bonus & Key Employee Planning

Reward and retain your top people using tax-advantaged strategies that also build long-term wealth for the business AND the employee.

Retirement Tax Reduction Strategy

Make your retirement income tax-free, not taxable.
We use IRS-approved structures to eliminate or reduce taxes on your retirement withdrawals.

Why Clients Choose ProtectFortunes

100% legal, compliant tax strategies
Customized plans — never generic templates
Over 20 years of financial and insurance experience
Licensed in all 50 states
Expertise in advanced tax planning and tax-free wealth strategies
Ethical, transparent process
More than 3,000 clients served
Over $3B+ in life insurance secured

Frequently Asked Questions

How can Protect Fortunes help reduce my taxes?

We analyze your business structure, spending, and income flow to identify tax-saving strategies hidden inside the IRS code.

What is an IUL and why is it powerful?

IUL is an insurance-based wealth vehicle that allows tax-free accumulation and tax-free income — without the risk of market losses.

Do you work with clients outside Minnesota?

Yes. We serve clients in all 50 states through virtual consultations.

How fast can I see tax savings?

Many clients see immediate reductions after implementing their Tax Strategy Blueprint.

Is this legal?

Absolutely. Every strategy we use is backed by IRS-approved tax code sections.

Meet the Founder

The founder of Protect Fortunes is a nationally licensed insurance agent with more than 20 years of experience. He has helped thousands of business owners reduce taxes, build tax-free wealth, and secure over $3 billion in life insurance coverage.